SMART HOME TECHNOLOGY; THE WAVE OF THE FUTURE

SMART HOME TECHNOLOGY; THE WAVE OF THE FUTURE

If you are 50years or older, you remember a time when communicating with someone in a distant place meant getting a paper, pen, postal stamps, an envelope and when you were done writing your letter, you had to proceed to the post office. You also had to get to the post office before it closed, else you had to wait until the following day. All that stress and hassle has been eliminated simply by the invention of the android technology or smartphones as its popularly called.

So, with a smartphone all you have to do now to communicate with someone in a distant place is to put on your mobile data, log into Facebook, WhatsApp, WeChat, yahoo mail or Gmail or any online messaging platform.

It is easy to forget that the switch from post office to online messaging platforms is barely 20years old, this change has been made possible by the invention of the INTERNET. Trust me the INTERNET is no longer a fad. It has influenced every aspect of the global economy from banking to construction etc, and most recently it has permeated the real-estate sector in the form of smart home technology.

WHAT IS A SMART HOME?

A SMARTHOME simply put is a modern house equipped with lighting, heating, and electronic devices that can be controlled remotely by a smartphone or computer. It may also include home security, such as access control and alarm systems. When connected with the internet home devices are important constituents of the internet of things (IoT).

A smarthome system connects controlled devices to a central Hub. The user interface (UI) for control of the system uses either wall mounted terminals, tablets or desktops computers, a mobile phone application or a web interface, that may also be accessible offsite through the internet.

While they are many competing vendors, they are very few worldwide accepted industry standards and the smarthome space is heavily fragmented. The leading names/vendors in the smart home space in no particular order are

  1. Google
  2. Amazon
  3. Apple
  4. Microsoft
  5. IBM

Other outside contenders  include:

  • Ecobee
  • Samsung
  • Philips

PRACTICAL USES

Heating, ventilation and air conditioning. It’s possible to have remote control of all home energy monitors over the internet, incorporating a simple and friendly user interface.

Light control system is a smart network that incorporates communication between various lighting systems inputs and outputs using one or more central computing devices

Occupancy-aware control system. Its possible to save the energy of a home using smart meters and environmental sensors like CO2 sensors, which can be integrated into the building automation system to trigger automatic responses for energy efficiency.

Smart Home concept,

Home robots and security, a household security system integrated with a home automation system can provide additional servers such as remote surveillance of security cameras over the internet or access control and central locking of all perimeter doors and windows.

Smart kitchen and connected cooking, this has been made possible using voice control devices like Amazon Alexa and Google home to kitchen

Conclusively, Zion market research predicts that the smarthome market will reach $53.45 billion by 2022. This projected increase in market value in the smarthome space is as a result of the wonderful products innovation being introduced into the market by google home, alexa and Amazon Echo.

All this has been made possible because ARTIFICIAL INTELLIGENCE is becoming more common place and personally I think the market value that is been predicted is very conservative considering that real estate developers in developing economies like Nigeria and south Africa are already incorporating the smart home technology into their buildings. An example is the Trinity luxury Apartment being developed by 3ceesprojectslimited in Lekki Lagos. The list of smart homes in Europe, Asia and North America is endless, making home automation the next big thing since bitcoin and the blockchain in 2009.

 

….as I close, I want you to remember that gmail and yahoo mail made post office obsolete.

For free Consultation

Tel: +234 811 697 9957, +234 903 139 6622 Email:info@3ceesprojectslimited.com

3 Keys to Profitable Real Estate Investing

3 Keys to Profitable Real Estate Investing​

Real estate investing should as much as possible be devoid of emotional sentiments. It can be a highly profitable business, especially in areas with rapidly increasing population.

Focus on your Return on Investment (ROI)The key is to buy real estate in fast developing areas, capable of delivering maximum profit potential value in the medium term.

It is risky to procrastinate indefinitely. Start small by judiciously utilizing a financial plan that invests 25% of your monthly income consistently .In Lagos, it is almost guaranteed that the rate of property appreciation would always out-perform the stock market over the medium to long term

Work with companies with tried and tested integrity. For peace of mind, validate your documentation through independent sources. With proper documentation, Real Estate remains one of the few investments you can make, that do not require your Direct Supervision to make profit.

Start small… but START NOW!

“It always seems impossible until it is done” …. Nelson Mandela 

For Free Consultation

CALL: +234 (0)708 137 9023, +234 (0)903 139 6622, EMAIL: info@3ceesprojectslimited.com

BABY LANDLORD!

Baby Landlord Investment Program (BLIP)

Frequently Asked Questions

Baby Investiment

1. Q: What exactly is BLIP?

A: Baby Landlord Investment Program (BLIP) is our 3rd Anniversary special offer, tailor made to help parents and young adults bequeath something of immense value to their future generation.

With as little as ₦50,000 naira per month you can leave a BEFITTING LEGACY for the NEXT GENERATION or pay for your child’s HAVARD UNIVERSITY education with ease or bequeath that WOW GIFT to your daughter on her wedding day.

2. Q: Why invest in BLIP? 

A: Our properties come with clean titles, free from all encumbrances. In addition, to ensure Airtight Documentation, our 3CEES documentation department will help process your governor’s consent hassle free.

Baby Landlord

3. Q: So how exactly does this investment secure my child’s future university education or wedding gift?

A: Ibeju Lekki is currently the fast-growing real estate market in Africa. Data shows that properties in this area have appreciated more than 300% in the last 10 years. Experts have also projected a further growth of up to 500% in few years’ time when the ongoing projects such as Dangote Refinery and petrochemical plant, the Lagos Free Trade Zone, the 4th Mainland Bridge, Lekki International Airport, Lekki deep Seaport amongst other key investments come on stream. Investing in this our real estate product gives you the opportunity to enjoy unbeatable inflation hedged returns that can help you pay for your child’s university education or the bulk money to set her on the path of prosperity.

4. Q: How secure is this investment?

A:  Our property is covered by an IRREVOCABLE gazetted Excision and a Governor’s Consent. Once you complete your payments, 3CEES will help you process a Governor’s Consent in your name as a guardian or trustee. You can rest easy knowing that your property is secured within our gated and managed estate, therefore no need to worry about the unscrupulous activities of land grabbers or omoniles.

5. Q: How can I pay for this?

A: We offer personalized payment plans to suit individual cash flows. We assist you to design a payment plan ranging from one to 24 months that makes payment easy for you.

6. Q: Who can benefit from this offer?

A: This product is for everyone; parents, grandparents, intending parents. It is the dream of every parent to give their children the best possible start in life. 3CEES will help you bring that dream Home through our Baby Landlord Investment Program. It is more like setting up a secure trust fund for your child.

Land Investment

Leave a LEGACY

CALL: +234 (0)708 137 9023, +234 (0)703 763 4093 Email: info@3ceesprojectslimited.com

WHAT’S YOUR DREAM HOME?

GRACEVILLE GARDENS ESTATE (The Luxury You Deserve)

Behind Shoprite, Sangotedo Lekki

PLANNED INFRASTRUCTURE

  • Perimeter fence
  • 24/7 Professional Security
  • Paved roads & street light
  • Modern Recreational Facilities
  • 24/7 Electrical Power
  • World Class Pool
  • Lush Gardens
  • Treated Clean Water
  • Underground Power Cables
  • Fully Managed Estate

NEIGHBOURHOOD

  • Off Monastery Road
  • 15min drive from VGC
  • Behind Lekki Novare Mall
  • Estates within vicinity include Emperor, Crown, Diamond, Grenadines, etc.

Call Now... lets bring that dream home without hassles

Tell: +234 (0)708 137 9023, +234 (0)807 588 2750 Email: info@3ceesprojectslimited.com

LOW-INTEREST MORTGAGE RATES IN NIGERIA ??

LOW-INTEREST MORTGAGE RATES IN NIGERIA ??

The “ Best Kept Secret “………..

The “Rat Race “for a young upwardly mobile professional in Lagos can be such a depressing annual vicious cycle………

  • Get Paid….
  • Pay Bills…….
  • Pay Children’s School Fees.
  • Pay Million Naira Rent…
  • Go Broke
  • Repeat…

The statistics are shocking!! 85% of professionals in Lagos still live in rented apartments after 10 years of working. Sadly, rent charges keep climbing, making the possibility of ever owning your own home even more & more remote. It’s a “Catch 22 Situation “……

 Mortgage loans in Nigeria can be cut-throat and “Beyond the Reach “of the average professional. Yet, the chances of getting “Bulk Money “to build without a cut-throat loan is almost zero!

But all hope is not lost……

Do you know that the National Housing Fund (NHF) can give you access to loans for building your own home at only 6% per annum??      

KNOWLEDGE IS POWER …. HELP is now “Within Your Reach “

Eligibility For (NHF)

  • Be above the age of 18 years
  • The applicant must have satisfactory evidence of regular flow of income to guarantee loan repayment
  • Contribute 2.5% of their monthly salary for a minimum of 6 months to Federal Mortgage Bank of Nigeria, managers of the fund.

How to Apply For National Housing Fund (NHF)

Except for institutional borrowers who can apply for the loan directly from Federal Mortgage Bank of Nigeria (FMBN), individuals can only apply through a duly licensed and accredited Primary Mortgage Bank (PMB) of their choice and not directly to the FMBN. Loan applications are also to be obtained from the same PMB.                              

What are the documents required when applying for the loan?
Documents required to process the loan include:
a) Completed application form
b) Photocopy of title documents
c) Current valuation report on the proposed house to buy or bill of quantities for the house to build.                                                          
d) 3 years tax clearance certificate
e) Evidence of NHF participation
f) Copy of pay slips for previous 3 months
g) 10% personal stake (contribution of 10% cost of the house)

So what is the Maximum loan amount?
The maximum is 15 million Naira only. Also your calculated monthly loan deductibles must not exceed 33% of monthly gross income.

For example, a 35 years old applicant on a monthly salary of N60, 00.00 interested in building a house estimated to cost N7 Million. He has 25 years to go before clocking 60 years, the loan amount is calculated as follows:

Loan ceiling = (N60,000/3) x 12months x 25years
                      = N20, 000 x 12 x 25
                      = N6, 000,000.00 (Less annuity interest factor of 6%)

NOW THAT’S DOABLE, RIGHT??

At 3CEES Projects, we believe “Affordable Housing “on the Island must not necessarily be “ Beyond Your Reach “

Book an appointment with us TODAY for a FREE CONSULTATION

Tell: +234 (0)708 137 9023, +234 (0)807 588 2750 Email: info@3ceesprojectslimited.com

Twin Duplex Partnership Program (TDPP)

Twin Duplex Partnership Program (TDPP)

Frequently Asked Questions

Actual TDPP Twin-Duplex Design

Q1. What exactly is TDPP?

TDPP stands for Twin-Duplex Partnership Program. It is a Dual-Purpose Investment Vehicle that allows you to have the FLEXIBILITY of participation either as:

  1. A medium-term investor who desires a LOW RISK – HIGH YIELD TANGIBLE ASSET (Real Estate) in a strategically located fast developing area that can readily be converted back to cash within a short time. OR
  2. A potential home owner looking for a Clearly Defined Installment Payment Plan capable of building a Twin-Duplex in a well-managed estate (From START – FINISH), without severely impacting YOUR CASH FLOW.

Q2. How does it work?

  1. Two DUPLEXES are built on 1 PLOT OF LAND
  2. Two work colleagues, having the same ambition, can come together & FIRST pay (IN INSTALLMENTS) for the FULL PLOT of land TOGETHER.
  3. After completing their installment payment, they can then go ahead together to the PHASE-2 (ACTUAL CONSTRUCTION OF THE TWIN DUPLEXES).
  4. The construction phase is divided into SIGNIFICANT CONSTRUCTION MILESTONES spanning 3 years, allowing each participant to build MUCH CHEAPER than attempting to build ALONE.

Q3. What are the BENEFITS of TDPP?

  • DISCOUNTED Entry Level Price
  • CONVENIENT Payment Plan
  • LIQUIDITY
  • REDUCED Future Building Cost
  • ACCESS NHF 6% Housing Loan
  • FIRST CLASS Estate Management
TDPP Twin-Duplex Layout

Q4. How is the payment plan convenient?

There are various payment plans ranging from Instant to 24-months. Each client can choose from our standard payment plans or a customized payment plan can be made to fit individual objectives and convenience.

Q5. What is the “Investor Option”?

For those who do not wish to live in the estate (those living in diaspora or already have a house) and are more interested in using it as an investment option, we can help with:

  1. Sourcing for tenants interested in an annual rent arrangement
  2. Help design a FULLY FURNISHED SERVICED APARTMENT, that we can manage on your behalf as SHORT-LET APARTMENTS for rent.
  3. Convert the property to CASH by helping you sell at a much higher current value.

Q6. Where is the TDPP Estate(s) Location?

  1. The first is Graceville Garden Estate located on Monastery road, behind the Novare (Shoprite) Mall Sangotedo, Lekki
  2. We also have similar project planed for Peninsular Pride Estate 1 & 2, located at Ibeju Lekki, close to the Lagos Free Trade Zone.

Q7. Who are our “Targeted Clients”?

Our program is targeted at well-structured companies, where monthly installment payments are regular and timely. That does not stop Entrepreneurs or Business men from participating. It just means that the individual negotiations will be handled on a case by case basis.

Call Now while offer Last!!

Tell: +234 (0)708 137 9023, +234 (0)807 588 2750 Email: info@3ceesprojectslimited.com
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REAL ESTATE 101……….. SIMPLIFYING REAL ESTATE TERMINOLOGIES & PROCESSES

REAL ESTATE 101 - SIMPLIFYING REAL ESTATE TERMINOLOGIES & PROCESSES

In May 2018, a detailed survey was conducted in Lagos for Middle Class Working Adults within the age bracket of 30-50 years on HOME OWNERSHIP.

The RESULTS WERE SHOCKING!!!

Less than 10% lived in their own houses! 90% lived in rented apartments…, some for over 15 years!!

Less than 25% had begun any significant effort towards Future Home Ownership.

So what is responsible for this “Lacuna??? “

78% of respondents reported a lack of Clarity/Understanding on the various Terminologies & “Step by Step” Processes, covering Land Acquisition in Nigeria .

This resulted in Procrastination based on a foundation of FEAR & Lack of Accurate Information. This article tackles this all important topic, which has hindered a large majority of middle class adults from taking Decisive Steps, towards their Future Home Ownership Goals.

NOW LET’S GET STARTED…!!

The first step, will be to familiarize ourselves with the system of Land measurement in Nigeria.

A PLOT

In Lagos State, the standard size of a plot is 60ft x 120ft (18m x 36m i.e. 648 sqm), while in some other cities of the country, plots are measured in 50ft x 100ft.

AN ACRE

An Acre is a standard unit of measurement used by Land sellers and it is almost equivalent to the size of a standard football field. It can also be calculated as the sum of 6 plots (each measuring 60ft x 120ft)

A HECTARE

A hectare is the equivalent of 15 Plots OR 2.5 Acres. It can also be expressed as 100metres X 100metres (100sqm) OR 328feet X 328feet.

SURVEY PLAN

A Survey plan is a document that measures the boundary of a parcel of land to give an accurate measurement and description of that land. The people that handle survey issues are Surveyors and they are regulated by the office of the Surveyor general in Lagos as it relates to survey issues in Lagos. A survey plan must contain the following information:

1. The name of the owner of the land surveyed 2. The Address or description of the land surveyed3. The size of the land surveyed .4. The drawn out portion of the land survey and mapped out on the survey plan document. 5. The beacon numbers .6. The surveyor who drew up the survey plan and the date it was drawn up. 7. A stamp showing the land is either free from Government acquisition or not.

GLOBAL ACQUISITION

All the lands in a state are under the control of the state, supervised by the State Governor, hence the name….. Global Acquisition. There are 2 types of acquisition:

  1. Committed acquisition –Here, the government has indicated its interest to use the land for a specific purpose in the near future…e.g. ( Public Amenities )
  2. Global/General Acquisition – A land under Global Acquisition is SAFE TO BUY ,because the title on the land can be perfected without issues and becomes FREE, through a process called EXCISION

EXCISION

Excision is the first stage of perfecting a title for an acquired land. The government recognizes that indigenes of different sections of the country have a right to existence . . . a right to the land of their birth. Hence, it is customary for state government to cede a portion of land, back to the original owners (natives) of each area. An Excision means basically taking a part from a whole (Partitioning), and that part that has been excised, will be recorded and documented in the official government Gazette of that state. It is this Excised piece of land, deemed FREE OF ACQUISITION, which becomes GAZETTED.

GAZETTE

A Gazette is an Official record book where all special government details are spelt out, detailed and recorded

A Gazette is a very powerful instrument the community owns and can replace a Certificate of Occupancy to grant title to the Villagers. A gazette also shows the communities or villages that have been granted Excision and the number of acres or hectares of land that the government has given to them. It is within those excised acres or hectares that the traditional family is entitled to sell its lands to the public and not anything outside those hectares of land given or excised to them.

DEED OF SALE

Deed of Sale is the main document by which a seller transfers his right on the property to the purchaser, who then acquires absolute ownership of the property. It is also referred to as the conveyance deed. The document also contains Terms & Conditions regarding the sale. It indemnifies the buyer from loss arising from negative issues as applicable to the land sale.

DEED OF ASSIGNMENT

A Deed of Assignment is an Agreement between the Seller of a Land or Property and a Buyer of that Land showing evidence that the Seller has transferred all his rights, his title, his interest and ownership of that land to that the Seller that has just bought land. It is subsequently recorded in the Land Registry as legal proof that the land has exchanged hands and the public should be aware of the transaction.

GOVERNOR’S CONSENT

The Governor’s Consent is the next logical step after obtaining Deed of Assignment. The first person on a Virgin Land that has neither been occupied by another person nor under acquisition by the Government is entitled to get a Certificate of Occupancy on that land. If that person with the C of O decides to sell his land to another person after so many years, that person must now obtain the Consent of the Governor before that transaction can be deemed legal in the eyes of the Government. In other words, the first person on a land is the only person or group of persons entitled to obtain a Certificate of Occupancy. Every subsequent buyer of that land must get a Governor’s consent. Obtaining a Governors consent is the last step before you can obtain a building plan approval.

CERTIFICATE OF OCCUPANCY (C of O)

A Certificate of Occupancy is an officially recognized Document for demonstrating Right to a Land. Its issuance certifies that the Lagos State Government officially leases Lagos land to you, the applicant, for 99 yrs.

GLOBAL CERTIFICATE OF OCCUPANCY (Global C of O)

This is a certificate of occupancy, issued to an estate owner , covering the whole expanse of land. The estate owner can then issue a Deed of Assignment to individual owners of plots in the estate , signifying Transfer of Ownership.

The last 10 years have witnessed a Geometric percentage appreciation along the LEKKI – AJAH Axis. On average, a plot of land bought in 2008 has appreciated by 750% in 10 years!! Procrastination &” Pessimistic Paralysis” have been the main 2 culprits that delay/deny us the impetus to take positive action.

Do your Due Diligence…A simple search at the Lagos State Land Registry on the authenticity of your prospective land purchase could save you from a lifetime of regret.

SEEK KNOWLEDGE. And Then………………………. ACT!!………Stop making EXCUSES!!

You will be glad you did.

For Free Consultation

Tel: +234 (0)708 137 9023, +234 (0)903 139 6622, +234 (0) 0807 588 2750 Email:info@3ceesprojectslimited.com,GAkinruli@3ceesprojectslimited.com

PENINSULA PRIDE ESTATE

Peninsula Pride Estate

PPE is planned as a very affordable, tranquil and strictly residential gated community with modern infrastructures. The Estate is part of the proposed Eleranigbe Garden City. Currently on EMBER-MONTH PROMO price of N1.5m / plot. Offers lasts while promo stock lasts.

GRACEVILLE GARDENS ESTATE

A well-planned Low Density Estate with a touch of nature and modern infrastructures located at the quiet and serene area of Sangotedo, Lekki, Lagos.